Privacy Policy

Last updated: August 15, 2026

This Privacy Policy describes how Lazy Finance ("the App", "we", "our") handles your information. We are committed to protecting your privacy.

1. Data Storage

All financial data you enter — including transactions, accounts, debts, budgets, and planned expenses — is stored exclusively on your device. We do not operate servers, databases, or cloud services that collect or store your personal financial information.

2. Data We Do Not Collect

We do not collect your name, email address, or any account credentials.
We do not transmit your financial data to any third party.
We do not use analytics SDKs that track your in-app behavior.
We do not sell, rent, or share your data with anyone.

3. Biometric Data

The App offers optional biometric authentication (fingerprint / face unlock) as a convenience lock. Biometric processing is handled entirely by your device's operating system (Android BiometricPrompt API). The App never reads, stores, or transmits biometric data.

4. Encryption

Your local database is encrypted using AES-256 via SQLCipher. The encryption key is derived on-device and is never sent anywhere.

5. Advertising (Free Version Only)

The free version of Lazy Finance includes advertisements served by Google AdMob, using AdMob's mediation platform to source ads from the following partner ad networks:

Google AdMob — Privacy Policy
Meta Audience Network — Privacy Policy
AppLovin — Privacy Policy
Unity Ads — Privacy Policy

To serve and measure ads, these networks may collect your advertising ID and approximate location (derived from your IP address) from your device. This data is used solely for ad targeting, frequency capping, and performance measurement — it is never linked to the financial data you enter in the App, which always stays local to your device. You can opt out of personalized advertising through your device's ad settings (Settings → Privacy → Ads → Delete advertising ID / Opt out of Ads Personalization).

The Pro version of Lazy Finance contains no advertising and none of the ad SDKs listed above are initialized or included.

6. Notifications

The App may send local device notifications to remind you of upcoming debt payments, planned expenses, and budget warnings. These notifications are generated on-device and do not involve any external server communication.

7. Permissions

Biometric / Fingerprint — for app lock (optional).
Post Notifications — for local payment and budget reminders.
Storage / Files (Android 9 and below) — for exporting reports to your device. Files are saved only where you choose.

No permission is used for tracking, advertising targeting (Pro), or data collection.

8. Children's Privacy

The App is not directed at children under the age of 13. We do not knowingly collect any information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected by updating the "Last updated" date above. Continued use of the App after changes constitutes acceptance of the updated policy.

10. Contact

If you have any questions about this Privacy Policy, please contact us at:
support@minahi.tech